| Terms |
Banking Abbreviation |
| ACF |
Auto Correlation Function |
| AD |
Authorised Dealer |
| ADB |
Asian Development Bank |
| ADR |
American Depository Receipt |
| AFS |
Annual Financial Statement |
| AIRCSC |
All India Rural Credit Survey Committee |
| ASSOCHAM |
Associated Chambers of Commerce and Industry of India |
| BIS |
Bank for International Settlements |
| BoP |
Balance of Payments |
| BSCS |
Basel Committee of Banking Supervision |
| BSR |
Basic Statistical Returns |
| CAD |
Capital Account Deficit |
| CAG |
Controller and Auditor General of India |
| CC |
Cash Credit |
| CD |
Certificate of Deposit |
| CR Ratio |
Credit Deposit Ratio |
| CF |
Company Finance |
| CFRA |
Combined Finance and Revenue Accounts |
| CGRA |
Currency and Gold Revaluation Account |
| CII |
Confederation of Indian Industry |
| CO |
Capital Outlay |
| CP |
Commercial Paper |
| CPI |
Consumer Price Index |
| CR |
Capital Receipts |
| CRAR |
Capital to Risk-Weighted Asset Ratio |
| CRR |
Cash Reserve Ratio |
| CVC |
Central Vigilance Commission |
| DBOD |
Department of Banking Operations and Development |
| DCB |
Demand Collection and Balance |
| DCCB |
District Central Co-operative Bank |
| DCM, RBI |
Department of Currency Management, RBI |
| DD |
Demand Draft |
| DEIO |
Department of External Investments and Operations |
| DGCI&S |
Directorate General of Commercial Intelligence and Statistics |
| DI |
Direct Investments |
| DICGC |
Deposit Insurance and Credit Guarantee Corporation of India |
| DID |
Discharge of Internal Debt |
| DMA |
Departmentalized Ministries Account |
| DRI |
Differential Rate of Interest Scheme |
| DSBB |
Dissemination Standards Bulletin Board |
| DVP |
Delivery Versus Payment |
| ECB |
External Commercial Borrowing |
| ECB |
European Central Bank |
| ECGC |
Export Credit and Guarantee Corporation |
| ECS |
Electronic Clearing Scheme |
| EDMU |
External Debt Management Unit |
| EEA |
Exchange Equalization Account |
| EEC |
European Economic Community |
| EEFC |
Exchange Earners Foreign Currency |
| EFR |
Exchange Fluctuation Reserve |
| EXIM Bank |
Export Import Bank of India |
| FCA |
Foreign Currency Assets |
| FCCB |
Foreign Currency Convertible Bond |
| FCNRB(B) |
Foreign Currency Non- resident (Banks) |
| FCNRA |
Foreign Currency Non Resident Account |
| FCNRD |
Foreign Currency Non Repatriable Deposit |
| FDI |
Foreign Direct Investment |
| FEMA |
Foreign Exchange Management Act |
| FI |
Financial Institution |
| FICCI |
Federation of Indian Chambers of Commerce and Industry |
| FII |
Foreign Institutional Investor |
| FIMMDA |
Fixed Income Money Market and Derivatives Association of India |
| FISIM |
Financial Intermediation Services Indirectly Measured |
| FLAS |
Foreign Liabilities and Assets Survey |
| FOF |
Flow of Funds |
| FPI |
Foreign Portfolio Investment |
| FRA |
Forward Rate Agreement |
| FRN |
Floating Rate Note |
| GDP |
Gross Domestic Product |
| GDR |
Global Repository Receipt |
| G-Sec |
Government Securities |
| IBRD |
International Bank for Reconstruction and Development |
| IDRBT |
Institute for Development and Research in Banking Technology |
| IEPF |
Investors Education and Protection Fund |
| IFSC |
Indian Financial Sysytem Code |
| IFC |
Indian Financial Corporation |
| IFCI |
Industrial Finance Corporation of India |
| IIBF |
International Institute of Banking and Finance |
| IIBI |
Industrial Investment Bank of India |
| IFC |
International Finance Corporation |
| IFR |
Investment Fluctuation Reserve |
| IIP |
Index of Industrial Production |
| IMF |
International Monetary Fund |
| IP |
Interest Payment |
| ISDA |
International Swaps and Derivative Association |
| ISO |
International Standards Organisation |
| KYC |
Know Your Customer |
| KVP |
Kissan Vikas Patra |
| KVIC |
Khadi and Village Industries Corporation |
| LAF |
Liquidity Adjustment Facility |
| LAS |
Loans and Advances by States |
| LDB |
Land Development Bank |
| LERMS |
Liberalised Exchange Rate Management System |
| M1 |
Narrow Money |
| M3 |
Broad Money |
| MA |
Moving Average |
| MCA |
Ministry of Corporate Affairs |
| MIGA |
Multilateral Investment Guarantee Agency |
| MSS |
Market Stabilisation Scheme |
| NABARD |
National Bank for Agriculture and Rural Development |
| NBFC |
Non Banking Financial Companies |
| NEC |
Not Elsewhere Classified |
| NEER |
Nominal Effective Exchange Rate |
| NFA |
Non Foreign Exchange Assets |
| NFD |
Net Fiscal Deficit |
| NHB |
National Housing Bank |
| NIF |
Note Issuance Facility |
| NPA |
Non Performing Assets |
| NPV |
Net Present Value |
| NSSF |
National Small Savings Fund |
| OD |
Over Draft |
| OECD |
Organisation for Economic Cooperation and Development |
| OLTAS |
Online Tax Accounting System |
| PACS |
Primary Agriculture Credit Societies |
| PD |
Primary Deficit |
| RD |
Revenue Deficit |
| RE |
Revenue Expenditure |
| REER |
Real Effective Exchange Rate |
| RIB |
Resurgent India Bonds |
| RLA |
Recoveries of Loans and Advancements |
| RTC |
Repayment of Loans to Centre |
| RoC’s |
Registrars of Companies |
| RR |
Revenue Receipts |
| RRB |
Regional Rural Bank |
| RTP |
Reserve Tranche Position |
| RUF |
Revolving Underwriting Facility |
| RWA |
Risk Weighted Asset |
| SCARDB |
State Co-operative Agriculture and Rural Development Bank |
| SCB |
State Co-operative Bank |
| SCB |
Scheduled Commerical Bank |
| SDDS |
Special Data Dissemination Standards |
| SDR |
Special Drawing Right |
| SEBI |
Securities Exchange Board of India |
| SFC |
State Financial Corporation |
| SIDBI |
Small Industries Development Bank of India |
| SIDC |
State Industrial Development Corporation |
| SLR |
Statutory Liquidity Ratio |
| SMG |
Standing Monitoring Group |
| SNA |
System of National Accounts |
| TB’s |
Treasury Bills |
| TC |
Temporary Change |
| TT |
Telegraphic Transfer |
| UCN |
Uniform Code Number |
| UTI |
Unit Trust of India |
| WPI |
Wholesale Price Index |
| YTM |
Yield to Maturity |
